# Very Lucky Ventures > Operator-investor model for founder-led financial services firms that have stalled. Tim Lea moves into the business, rebuilds the operating model with the founder over 6 to 12 months, and sometimes invests after. Based in Australia, working with founders globally. Very Lucky Ventures (VLV) is not a fund and not an agency. It is an operator-investor engagement where Tim takes a partial-time embedded role inside one business at a time, runs a structured diagnostic, and rebuilds the operating system (people, process, product, pricing) alongside the founder. Engagements sometimes convert into equity participation. Engagement fees are scoped per business and are not published. ## What we do - [How it works](https://veryluckyventures.com/): The operator-investor model: diagnostic, embed, rebuild. - [Apply for a diagnostic](https://veryluckyventures.com/apply): Founders submit context for a paid diagnostic call. - [Advisory](https://veryluckyventures.com/advisory): The embedded operator-investor advisory engagement. - [Scaling Roadmap](https://veryluckyventures.com/scaling-roadmap): Explore the growth model behind the VLV Roadmap engagement: three stages, eight engine rooms, sixty four milestones from $500K to $5M or more revenue. - [About](https://veryluckyventures.com/about): About Tim Lea and Very Lucky Ventures. ## Products and services There are two named engagements. They run in sequence and are both detailed on [Advisory](https://veryluckyventures.com/advisory). Note: VLV does not sell a "Firm X-Ray", a "Seven System Scorecard", or an "Absence Test"; the only named offers are below. - VLV Roadmap: 30 days to four clear answers and a plan to scale profitably. The diagnostic for founder-led financial services firms doing $2M to $10M. - VLV Install: the plan, built into your running business without breaking what already works. - [VLV Perks](https://veryluckyventures.com/perks): the member benefit programme that comes with VLV membership. Over $135,000 of partner benefits across nine partners: HubSpot for Startups (30% to 90% off year one), Kaplan Professional (Grad Dip at $1,950 a subject and Ontrack CPD at $33 a user), Intelliflo (10% off each adviser licence), Paradino ($2,200 of custom implementation), Ignition (20% off Pro and Pro+), Google Workspace (10% off each seat), Employment Hero (10% to 15% off each team member), Marloo ($100 off each adviser seat) and SendJolly (20% off the first order). Values are indicative and each partner benefit carries its own terms and eligibility criteria. - [Apply](https://veryluckyventures.com/apply): founders submit context to start with a VLV Roadmap. ## Client wins Results from businesses Tim has worked with (featured on [Advisory](https://veryluckyventures.com/advisory)): - Pivot Wealth: Scaled the team without sacrificing the quality of their advice. 9 → 50 team, 1.5M client tasks automated in 2025, $22M+ in client revenue. Case study: https://veryluckyventures.com/free-tools/case-studies/pivot-wealth - The Wise Group: "I have never seen my business this clearly." (Vitaldi Cooray, CEO). Entire client journey mapped in under 3 days, 10 hires planned using the Money Printer Model. - Smart Money Accelerator: A money education app for those not ready for financial advice. 5,000+ members, $2M+ in upsells driven. - Rev IQ: From idea to product in 90 days. Under 30 days to first paid users, 1M+ social impressions pre-launch. ## Free Tools - [Free Tools hub](https://veryluckyventures.com/free-tools): Calculators, articles, ebooks, and cheat sheets for $2M to $10M service founders. - [Scaling Calculator](https://veryluckyventures.com/free-tools/scaling-calculator): See what a service business could be worth in five years. Five levers, compounded. - [Articles](https://veryluckyventures.com/free-tools/articles): Writing from the operator's chair on operating systems, scaling decisions, and AI for financial services firms. First articles publishing soon. ## About the author Tim Lea is the founder of Very Lucky Ventures. He is an operator-investor who embeds part-time into one founder-led financial services firm at a time, runs a structured diagnostic, and rebuilds the operating model with the founder before sometimes investing. - Role: Founder, Very Lucky Ventures. Based in Sydney, working with founders globally. - Operator track record: as interim Group CEO of Pivot Wealth he helped scale the team from 9 to 50 and build the systems behind the firm's growth, including large-scale back-office automation. - Builder: built a proprietary multi-agent AI stack on Google Cloud to automate financial-advice back-office work. - Founder and exit: co-founded Smart Money Accelerator, a money-education product, and exited his stake to Pivot Wealth in 2026. - Board experience: holds multiple board seats across financial services and other industries. - Writes about: embedded-operator engagements, financial-advice-firm turnarounds, scaling advice teams without losing advice quality, and the gap between management consulting and private equity. - Profiles: LinkedIn https://www.linkedin.com/in/timothyblea/ and Instagram https://www.instagram.com/_tim.lea - Profile page: https://veryluckyventures.com/about ## About Very Lucky Ventures (entity) - Brand: Very Lucky Ventures, also referred to as VLV. The brand mark is "vlv·". - What it is: an operator-investor engagement, not a fund and not an agency. - Founder: Tim Lea. - Area served: based in Australia, working with founders globally. - Named offers (in sequence): VLV Roadmap, a 30-day diagnostic for founder-led financial services firms doing $2M to $10M, then VLV Install, building the plan into the running business. - Contact: hello@veryluckyventures.com - Slogan: Making our own luck. ## Optional - [Privacy policy](https://veryluckyventures.com/privacy) - [Terms](https://veryluckyventures.com/terms)